• Pays for medical care and emergency transportation.
• Can be purchased separately or as part of your travel health insurance policy.

Travel Health Insurance pays for emergency and/or routine medical services overseas.

If you have health insurance in the United States, find out if it covers emergencies that happen abroad. More information is available on our page about Your Health Abroad.

If your health insurance coverage is not adequate, consider buying a short-term supplemental policy. Look for a policy that will make payments to hospitals directly.

• Covers your financial investment in your trip, such as flights, cruises, or train tickets.
• May not cover any medical care you need overseas, so you may need a separate travel health insurance policy.

Familiarize yourself with your travel and medical coverage before going overseas.

Additional information is available on the CDC insurance page

Travel insurance varies widely, so you should carefully read the terms of an insurance policy to make sure it fits your needs. Before selecting a Travel Insurance, make sure it covers:

• Emergency medical care
• Medical transport back to the United States
• Travel/accommodation costs
• 24-hour contact line
• Sufficient financial coverage
• The region(s) you travel in
• Your duration of travel
• Pre-existing conditions
• Activities you plan on engaging in